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We attempt to connect consumers with lenders regardless of your credit history. Requirements needed for a loan approval is based on each individual lender.
An Installment Loan allows you to pay for your loan over a longer period of time than your traditional Payday Loan. The lender's Installment Loan products allows you to repay the loan in scheduled payments that are generally equal in amount (last payment may vary slightly).
We require your name, address, income information and banking details in order to complete your loan request.
Usually, funds will be deposited into your account the next business day. However, sometimes some lenders may need to ask you for additional information based on your circumstances resulting in additional days for the deposit.
To be approved for a loan, you need to meet the individual requirements of the specific lender you are connected to. The lender will evaluate your form and decide if you are eligible based on its own established list of considerations such as income, direct deposit of your pay, past loan history and state of residence, may influence the approval of your loan.
A few requirements include but are not limited to:
- Have a valid checking or savings account
- Be 18 years of age
- Be a U.S. citizen or permanent resident
- Minimum regular income of $800 per month
Your Installment Loan payments will be due on consecutive pay periods and the term (length) of your loan will vary by state. You will be informed of the payment due dates and amounts when your loan is approved.
If you complete the form, you agree to allow the Lender to initiate a transfer of funds from your bank account on the day the payment is due.
If you take out an installment loan and pay it off on time, this may be reported to a Credit Reference Agency. If you show a pattern of taking out a loan and always repaying the loan under the agreed timeframe, this may have a beneficial impact on your credit record.
Late payments of loans may result in additional fees or collection activities, or perhaps both.
Each Lender has their own terms and conditions, please be sure to look through their policies for additional information.
Not repaying your credit could result in collection activities.
Each Lender has their own terms and conditions, please be sure to look through their policies for additional information.